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[personal profile] disappointed_lesbian

I applied for a credit card through my bank yesterday. My income is so low that someone from the bank called to make sure I hadn't made an error when I entered the amount on the application form.

She told me that I don't qualify for a regular credit card, but that I could get a secured credit card. The secured credit cards require a deposit, and the credit line is equal to the deposit. In other words, the only benefit they provide is is positive reports to the companies who provide credit scores (assuming the user keeps the card paid off in a timely fashion).

I'd applied for the card to help me with this month's lack of funds (and possibly another dermatology treatment), so a secured credit card (which would allow me to spend no more than what I currently have) is useless to me.

I was wary of applying at all because I learned last time I was considering applying that credit card companies (like every other company these days, it seems) share customer data. I decided at that point to never apply for another credit card, but I'm kind of desperate now. Anyways, it seems the bank never got to the point of even investigating my credit history, so I doubt that Visa got any more information about me than it might already have.

Today I went into town (the largest town in the county) and applied for cash benefits at the county social services office. I'm not terribly confident I'll get anything.

Yesterday, I looked into donating blood plasma (it's not really a donation because they pay). I've decided against that, at least for now, because I'm concerned about the potential side effects, especially the fatigue (which I already experience too much of now and which makes me horribly depressed) and nerve damage. What would make side effects worse would be the knowledge that I'd been yet another poor person driven by the shit political and economic system in this country to take risks I wouldn't otherwise take. I hate being victimized, feeling like I've been taken advantage of, especially when it's for being a member of a vulnerable group.

I'm also not too keen on subjecting myself to the giant needle they apparently use. I got some information about the process from the youtube channel of a guy who says he was donating regularly for months.

Maybe it's time to replace the soapnuts I wash my laundry with. The last couple laundry days, I've noticed that my laundry doesn't smell so good after I take it out of the washer.

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